If you want to know how close you are to your PS limit then run a motherboard monitor program.
Enable it to log the results for voltages as fast it will let you set it. Then start opening and closing cd trays, copying files, burn a cd , play games , etc.
See how far the 3.3v, 5.0v and 12.0v drop.
Specifications are that they should remain within 10% tolerance.
3.3v = 2.97 - 3.63
5.0v = 4.95 - 5.5
12.0V = 10.8 - 13.2
If its slightly over the limits I wouldn't worry, below them and I would be concerned.