I have the same motherboard / TNT2 card combo. I too, have found Everquest to be very unreliable with every version of the NVidia drivers I can find. I haven't seen the 3.81 drivers, so I cant comment on those. Basically, the game will hard freeze, requiring the reset button be pressed. This may happend on program startup, or in a few hours. Im also running Ultima Ascension under Windows 2000 with no problem. I do find running powerstrip greatly increases the chance of EQ crashing, so I removed that. I think its the crappy drivers myself. I just wish I could find a graphics card that worked all the time (