Argh.
Get rid of Win95, man I just finished setting up my home network with the same config as you, (crossover and the 10mb cards)and WinME to WinME was a pain (that home networking wizard is absolutely phucked) But surprisingly found it easy when it came to W2k. Now I could go through the steps on exactly how I have it, But it would be no real point Because 95's tcp/ip stack is ****house so I would try to get 98 on there if you can.