just a little offtopic...
if you use ntfsforwin98 then you can acces your full drive under win9x as the ntfs hard-drive it support read/write with full acces except your encoded files but the delete work on them too... so if you have any problem with your boot sequence it wont help for you but if just the kernel destroyed (i mean the main ntfs/winnt system loader files) you will be happy with it...
and the another (i hate this program but maybe can help you), try to use partitionmagic, it can destroy everything but it will try to help you...
bye