desktop wallpaper problem

[americantexan999 0]

hey my wallpaper whenever windows starts it displays it for a minute then as soon as it loads the icons it disappears and never comes back. i changed no software or hardware recently. does this every time i start windows. will not apply a different desktop. i am running windows xp home sp2. help appreciated

[peterh 1]

In what formt is it saved. TRy resaving as a BMP file and use that!